Electronic Banking
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Date
2026
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جامعة باجي مختار عنابة
Abstract
Electronic banking, often referred to as e-banking, represents a ransformative innovation in the delivery of banking services, fundamentally reshaping how financial institutions and customers interact. Over the past few decades, advances in Information and Communication Technology (ICT) have enabled banks to offer a wide range of services beyond traditional face-to-face methods. These services include online account management, electronic fund transfers, mobile banking, and automated teller machines (ATMs), all accessible anytime and anywhere. The integration of digital technologies in banking processes has not only enhanced convenience and accessibility for customers but also improved operational efficiency and competitiveness for financial institutions. E-banking plays a critical role in today's financial ecosystem, providing faster transaction processing, cost reduction, and expanding the reach to underserved populations. As financial markets become increasingly digitalized, a deep understanding of electronic banking concepts, technologies, risks, and benefits is essential for future banking professionals. This lecture series will provide Master’s students specializing in finance, banking, and insurance with comprehensive knowledge and practical insights. This section offers comprehensive insights into the rapidly evolving landscape of electronic banking, enabling researchers and practitioners to address contemporary challenges and harness the potential opportunities presented by the digital financial ecosystem
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Keywords
Electronic banking؛ mobile banking؛ competitiveness